Personal finance in 10 simple sentence

Spend less than you earn

Create an emergency fund immediately

There is no tomorrow start today

It\'s purely on your shoulders

The "Joneses" are living a lie.

Pay off high-interest debt first

Create multiple sources of income

Personal finance is 20% knowledge and 80% behavior - Dave Ramsey

Income does not determine your wealth

You need a budget & plan for your money

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